1. Acceptance

By using FinPin ("app"), you agree to these terms. If you disagree, don't use the app.

2. Service Description

FinPin is an expense tracking application that:

• Records financial transactions locally on your device
• Processes receipt images using OCR technology
• Syncs data via iCloud (optional)
• Integrates with custom API endpoints (optional)
• Supports Siri Shortcuts and iOS automation

3. Data Ownership

You own your data. We don't store your financial information on our servers.

• All expense data is stored locally on your device
• iCloud sync is handled by Apple, not us
• Custom API integrations are your responsibility
• We cannot access your financial data

4. Custom API Servers

You may configure custom API endpoints:

• You are responsible for your API server security
• We don't control or monitor your API endpoints
• API failures are not our responsibility
• Ensure your APIs comply with applicable laws

5. Third-Party Services

The app may use:

• Exchange rate APIs for currency conversion
• Apple's iCloud for data synchronization
• Apple's Siri and Shortcuts framework

These services have their own terms and privacy policies.

6. Prohibited Use

You may not:

• Reverse engineer the app
• Use the app for illegal activities
• Redistribute the app

7. Disclaimers

The app is provided "as is" without warranties. We are not liable for:

• Data loss or corruption
• Financial decisions based on app data
• Third-party service failures
• Custom API server issues

8. Limitation of Liability

Our liability is limited to the amount you paid for the app. We are not responsible for indirect, incidental, or consequential damages.

9. Termination

You may stop using the app at any time. We may terminate service for violations of these terms.

10. Changes

We may update these terms. Continued use constitutes acceptance of changes.

11. Governing Law

These terms are governed by the laws of your jurisdiction.

12. Contact

Questions? Email: contact@finpin.app